Firearms Guardian — Purpose-Built Legal and Liability Protection

Firearms Guardian is the flagship product of Acorn Brokers (FSP 47433), designed specifically to protect South African firearm owners against the devastating financial consequences of a self-defence incident. In South Africa, a legally justified shooting can cost between R250,000 and R500,000 in legal fees, forensic experts, and court costs. Firearms Guardian ensures you are never financially defenceless when you are legally right.

Choose Your Level of Protection


Entry Tier — R135 per month

Essential legal protection for responsible firearm owners.

  • Legal Defence Cover: Up to R500,000 in legal defence costs for self-defence incidents involving a licensed firearm.
  • 24/7 Legal Helpline: Immediate telephonic access to a qualified legal professional, day or night, the moment an incident occurs.
  • Bail Application Assistance: Cover for the legal costs associated with bail applications in the Magistrates’ or High Court.
  • Expert Legal Representation: Access to a network of criminal defence advocates who specialise in firearm-related matters and private defence law.

Comprehensive Tier — R245 per month

Complete legal and liability cover for the serious firearm owner. Includes everything in the Entry Tier, plus:

  • Civil Liability Cover: Protection against civil claims for damages arising from a lawful self-defence incident, including loss of support claims from the dependants of a deceased attacker.
  • Licence Application Support: Guidance and support with Section 13 (self-defence), Section 15 (occasional hunting/sport), and Section 16 (dedicated hunting/sport) licence applications and renewals, including appeals against CFR refusals.
  • Self-Defence Incident Management: Comprehensive incident management from the moment of the shooting through to the conclusion of all legal proceedings.
  • Firearm Estate Planning: Specialist advice on structuring your firearm estate to comply with Section 149 of the Firearms Control Act and protect your beneficiaries from criminal liability.
  • Accidental Discharge Cover: Legal defence cover for incidents involving the accidental or negligent discharge of a licensed firearm.

Exclusions

Firearms Guardian does not cover:

  • Incidents involving unlicensed or illegally possessed firearms.
  • Incidents arising from the commission of a criminal offence by the insured.
  • Incidents where the insured was under the influence of alcohol or drugs at the time of the incident.
  • Pre-existing legal matters that commenced prior to the inception of the policy.
  • Fines, penalties, or punitive damages imposed by a court.

Secure Your Protection Today

Do not wait until you need us. The cost of being unprotected far exceeds the cost of a monthly premium.

Call us: +27 (0)69 007 6320
Email: info@acornbrokers.co.za

Acorn Brokers (Pty) Ltd is an authorised Financial Services Provider — FSP 47433. Regulated by the Financial Sector Conduct Authority (FSCA).