Terms and Conditions

Effective Date: 12 January 2026
Last Updated: 12 January 2026

These Terms and Conditions (“Terms”) govern your access to and use of the Acorn Brokers website (www.acornbrokers.co.za) and the services offered by Acorn Brokers (Pty) Ltd (“Acorn Brokers”, “we”, “us”, or “our”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.

Acceptance of Terms

By accessing this website, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions, together with our Privacy Policy and any other policies referenced herein. These Terms constitute a binding legal agreement between you and Acorn Brokers.

About Acorn Brokers

Acorn Brokers (Pty) Ltd is an authorised Financial Services Provider (FSP 47433), regulated by the Financial Sector Conduct Authority (FSCA) of South Africa. We provide intermediary services in Short-term Insurance — Personal Lines and Commercial Lines.

Website Use

You may use this website for lawful purposes only. You agree not to:

  • Use the website in any way that violates any applicable South African law or regulation.
  • Reproduce, duplicate, copy, sell, or exploit any portion of the website without our express written permission.
  • Attempt to gain unauthorised access to any part of the website, its servers, or any connected systems.
  • Use the website to transmit any material that is defamatory, offensive, or otherwise objectionable.
  • Interfere with or disrupt the operation of the website or the servers and networks connected to it.

Disclaimer of Advice

The information provided on this website is for general informational purposes only and does not constitute financial advice as defined in the FAIS Act. While we endeavour to ensure the accuracy and completeness of the information on this website, we make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of the information for any particular purpose. You should not rely on the information on this website as a substitute for professional financial advice tailored to your individual circumstances.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Acorn Brokers (Pty) Ltd or its content suppliers and is protected by South African and international copyright laws. You may not reproduce, distribute, modify, or create derivative works of any content on this website without our prior written consent.

Limitation of Liability

To the maximum extent permitted by South African law, Acorn Brokers shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website or any information or services provided through it. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses.

Third-Party Links

This website may contain links to third-party websites that are not owned or controlled by Acorn Brokers. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply endorsement by Acorn Brokers.

FAIS Compliance

Acorn Brokers operates in full compliance with the Financial Advisory and Intermediary Services Act, 2002 (Act 37 of 2002) and the General Code of Conduct for Authorised Financial Services Providers. For full details of our regulatory disclosures, please refer to our FAIS Disclosure page.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

Amendments

We reserve the right to amend these Terms and Conditions at any time. Any changes will be posted on this page with a revised effective date. Your continued use of the website after such changes constitutes your acceptance of the new Terms.

Contact

If you have any questions about these Terms and Conditions, please contact us:

Acorn Brokers (Pty) Ltd
FSP 47433 | Authorised Financial Services Provider